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Publikation

The Economics of Autonomy: Real-Time Risk Indexing for Insurable AI-Driven 6G Systems

Anthony Kiggundu; Michael Zentarra; Christoph Lipps; Hans Dieter Schotten
In: Proceedings of the 2026 IEEE 104th Vehicular Technology Conference (VTC2026-Fall). IEEE Vehicular Technology Conference (VTC-2026), IEEE Vehicular Technology Conference (VTC-2026), located at VTC-2026, September 6-9, Boston, MA, USA, IEEE, 2026.

Zusammenfassung

The transition to sixth-generation (6G) networks transforms wireless infrastructure into a cognitive substrate supporting Vehicle-to-Everything (V2X), Industrial IoT (IIoT), and Integrated Sensing and Communication (ISAC). In this paradigm, autonomous agentic AI performs orchestration at millisecond scales, rendering traditional static governance frame- works fundamentally inadequate for risk management. This paper introduces GIRAF(Governance-Integrated Risk and As- surance Framework), a Governance-as-Code (GaC) framework for real-time risk quantification and trust modulation in agentic 6G systems. GIRAF derives a continuous Aggregate Risk Index (Rt) from machine-readable runtime signals, including epistemic confidence, network jitter, and verification latency. A core contribution is the formalization of the verifica- tion–staleness trade-off, where safety mechanisms induce risk if computational latency exceeds 6G deadlines. We demonstrate that GIRAF identifies ’Confidence Gaps’—discrepancies between agent-reported certainty and environmental ground-truth, trig- gering automated safety envelopes when conditions deteriorate. Crucially, GIRAF serves as the foundational governance ground- work and conceptual ’glue’ that externalizes these technical risks into machine-readable telemetry. Through simulations with fine- tuned LLMs, we validate that the framework preserves opera- tional integrity while providing the essential actuarial baseline required for multi-stakeholder liability attribution and dynamic premium quantification in the 6G ecosystem.

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